Privacy Policy

1. Introduction

Dividonic ("we", "us", or "our") is committed to protecting the privacy of individuals who visit our website or use our capital allocation analysis tools (the "Services"). This Policy describes the categories of information we collect, how that information is used, the circumstances under which it may be shared, and the choices available to you regarding your information.

By accessing or using our Services, you acknowledge that you have read and understood this Policy. If you do not agree with the practices described here, please do not use our Services.

2. Information We Collect

2.1 Information You Provide Directly

When you create an account, request an analysis, or contact us, we may collect information such as your name, email address, business or contracting details, and any financial figures you voluntarily submit for the purpose of generating allocation insights.

2.2 Information Collected Automatically

When you browse our website, certain technical information may be collected automatically, including your IP address, browser type, device identifiers, pages visited, and timestamps. This data is typically gathered through cookies or similar tracking technologies described in Section 6.

2.3 Information From Third Parties

Where applicable, we may receive supplementary information from analytics providers, payment processors, or other service partners that integrate with our platform, consistent with their own privacy policies.

3. How We Use Information

We use the information we collect for purposes including:

• Operating, maintaining, and improving our Services and underlying analysis models;
• Personalising outputs and recommendations based on information you provide;
• Communicating with you regarding your account, support requests, or policy updates;
• Monitoring usage patterns to detect, prevent, and address technical issues or fraudulent activity;
• Complying with applicable legal obligations and enforcing our Terms of Service.

We do not sell personal information to third parties.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal information, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, compliance with a legal obligation, or our legitimate interests in operating and improving our Services, provided those interests are not overridden by your rights.

5. Sharing of Information

We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, and customer support, under appropriate confidentiality obligations;
• Professional advisors such as auditors or legal counsel, where necessary;
• Regulatory or governmental authorities, where required by law, court order, or to protect our legal rights;
• A successor entity in connection with a merger, acquisition, or sale of assets, subject to standard confidentiality arrangements.

6. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to remember preferences, understand usage patterns, and improve overall functionality. You can configure your browser to refuse cookies or alert you when cookies are being sent; however, some parts of the Services may not function properly without them.

7. Data Retention

We retain personal information for as long as necessary to fulfil the purposes outlined in this Policy, unless a longer retention period is required or permitted by law. When information is no longer required, we take reasonable steps to delete, destroy, or anonymise it.

8. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect information from unauthorised access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Rights and Choices

Depending on your jurisdiction, you may have rights regarding your personal information, which can include the right to access, correct, delete, restrict, or object to certain processing, and the right to data portability. To exercise any of these rights, please contact us using the details on our Contact page. We will respond to verifiable requests within a reasonable timeframe, consistent with applicable law.

10. International Data Transfers

If you access our Services from outside the location where our servers or service providers are based, your information may be transferred across borders. Where this occurs, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

11. Children's Privacy

Our Services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. The updated version will be indicated by a revised "Last updated" date, and continued use of our Services after such changes constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via the details provided on our Contact page.